Payday Loans up to $1,500 – Same Day Approval & Funding
Visit one of our stores or borrow online now to get the cash you need.
1.1M+
Funded Loans
10,000+
Monthly Customers
25+
Years in the Market
19+
Locations
Online Payday Loans – A Fast & Easy Alternative
In today’s fast-paced world, online loans have emerged as a convenient alternative to traditional payday loans, offering numerous advantages that make them a smarter choice for your financial needs. With Speedy Cash, you can experience a hassle-free and reliable way to secure the financial support you require.
Prefer in-person service? We have 19 store locations across Canada! Find one near you and visit us today!
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Our Services
Tackle Financial Challenges with Our Solutions
Always Ready for you
Fast and Easy Loans When You Need Them Most
Trusted Financial Solutions for Life’s Unexpected Challenges
Life is full of unexpected twists and turns. Sometimes, financial challenges can happen when you least expect them. That’s why Speedy Cash is here to provide a helping hand with our range of financial solutions, including loans for people with less than perfect credit and short-term loans to fit the needs of our customers.
When you’re facing a financial hurdle, we believe that getting the support you need should be as fast and easy as possible. Our commitment is to offer you a hassle-free and efficient lending experience so you can address your immediate needs.
Whether you’re dealing with unexpected bills, a medical emergency, or any other urgent financial situation, Speedy Cash is your trusted partner for quick, accessible, and easy loan options. Our goal is to empower you to navigate life’s challenges, knowing you have a reliable source for fast and easy loans in Canada. Visit one of our stores or borrow online now to get the cash you need!
Our Benefits
The Speedy Cash Difference
Convenience & Accessibility
Our online loan application is available 24/7, providing the convenience of applying for a loan anytime, anywhere with an internet connection.
From Application to Payment in Minutes
Applying for an online loan with Speedy Cash is fast. Once approved, you’ll receive cash in your bank account via EMT in as little as 30 minutes!
Multiple Store Locations
In addition to our online services, Speedy Cash is proud to offer 19 store locations located across Canada, from British Columbia to Nova Scotia. We look forward to seeing you in store!
Transparent Terms & Conditions
Online loans come with clear and transparent terms and conditions. Before accepting the loan, you can review all loan details, including interest rates, repayment schedules, and any applicable fees.
Security & Privacy
Reputable online lenders prioritize the security and privacy of your personal and financial information. Robust encryption and data protection measures are in place to safeguard your data.
No Need for Collateral
Most online loans are unsecured, meaning you don’t need to provide collateral to secure the loan. This reduces the risk associated with borrowing and protects your assets.
Apply For a Payday Loan 24/7
With online loans you can apply any time of the day. You can complete the entire process from the comfort of your home, saving you time and travel expenses.
Excellent Customer Support
Speedy Cash offers dedicated customer support to assist you throughout the loan process. If you have questions or need assistance, help is just a phone call or message away.
Ready for Cash?
Get Started with Your Online Payday Loan
1 Reliable and Efficient Solutions
At Speedy Cash, we understand that life can bring unexpected financial challenges. That’s why we’re committed to offering reliable and efficient solutions to help you meet your immediate needs.
2 Transparency and Flexibility
Our focus on transparency, flexibility, and responsible lending ensures you have a clear understanding of your options, making us a trusted choice for Canadians seeking financial support.
3 Convenient Online Payday Loans
Experience the ease of securing a payday loan online with Speedy Cash’s quick approvals and funding within 30 minutes after approval.
FAQ
What you need to know
These answers will help you make a decision.
What is a Payday Loan?
A payday loan, often called a cash advance or payday advance, is a short-term financial product designed to help individuals bridge temporary financial gaps. These loans are typically for small amounts and are meant to be repaid on the borrower’s next payday, which is why they are called “payday” loans. They often cover unexpected expenses like medical bills, car repairs, or other emergencies. Payday loans are unsecured, meaning they do not require collateral and are accessible to borrowers with various credit profiles.
What do I need to apply for a loan with Speedy Cash?
This is what you need to apply for a loan with Speedy Cash:
- One piece of Government Picture ID
- Pre-Authorized Debit Form (PAD)
- 30-60 Day Bank Statement
- Proof of Address
- Your most recent Pay Stub
*Requirements vary by location, so please contact your nearest store for exact loan requirements. If you’re unable to provide all of these listed requirements, please contact your nearest Speedy Cash store to see how we can help you.
What are the ways I can receive my money?
After visiting one of our stores, or completing our online application, you can expect to receive your money in one of the following ways:
- Cash (stores only)
- Email Money Transfer
- Instant Debit Card Funding (available online now)
How long does it take to get a loan from Speedy Cash?
For qualified loans in a store, you can expect to walk out with cash-in hand! For online loans, we offer same day approvals, often within minutes. We also offer funding to your account via EMT within 30 minutes.
What type of income does Speedy Cash lend on?
- Employment Income
- Employment Insurance (EI)
- CPP or Private Pension (must be paid direct deposit)
- Child Tax Benefit (must be paid direct deposit)
How much money can I borrow?
Between $100.00 and $1,500.00, based on your income.
